Personal spending

FILE - This April 2017 file photo provided by NerdWallet shows Brianna McGurran, a columnist for personal finance website NerdWallet.com. "Ask Brianna" is a Q&A column for 20-somethings, or anyone else starting out. (NerdWallet via AP, File)
January 02, 2018 - 10:23 am
"Ask Brianna" is a column from NerdWallet for 20-somethings or anyone else starting out. I'm here to help you manage your money, find a job and pay off student loans — all the real-world stuff no one taught us how to do in college. Send your questions about postgrad life to [email protected]
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In this Tuesday, May 9, 2017, photo, a package from Amazon Prime moves on a conveyor belt at a UPS facility in New York. Online shoppers will pay close attention to at least two things this holiday season: shipping costs and return deadlines. (AP Photo/Mark Lennihan)
December 25, 2017 - 10:51 am
Online shoppers will pay close attention to at least two things this holiday season: shipping costs and return deadlines. Nowadays, free shipping during the holidays is more of a requirement than a competitive advantage for retailers, according to Christopher Newman, an assistant professor of...
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FILE - This Tuesday, Oct. 16, 2012, file photo, shows a portion of the UnitedHealth Group Inc.'s campus in Minnetonka, Minn. UnitedHealth Group Inc. reports earnings Tuesday, Jan. 16, 2018. (AP Photo/Jim Mone, File)
December 06, 2017 - 9:21 am
The nation's biggest health insurer is spending nearly $5 billion to buy hundreds of clinics, just three days after rival Aetna announced a tie up with CVS Health Corp. Minnetonka, Minnesota-based UnitedHealth Group Inc. said Wednesday that its Optum segment will buy the DaVita Medical Group from...
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December 05, 2017 - 1:00 pm
A Republican proposal would allow parents to put money they save for their children's college costs toward K-12 education in a measure hailed as a win by school choice supporters. The last-minute amendment to the Republicans' tax plan allows parents to use up to $10,000 each year from 529 education...
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December 04, 2017 - 10:36 am
WASHINGTON (AP) — A top Republican senator is defending GOP efforts to reduce the hit to the wealthy from the federal estate tax because it helps those who invest rather than people who spend their money on "booze or women or movies." Seven-term Iowa Sen. Chuck Grassley, a senior member of the...
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FILE - In this Thursday, Nov. 23, 2017, file photo, people wait in line for a Best Buy store to open for a Black Friday sale on Thanksgiving Day, in Overland Park, Kan. On average, Americans plan to spend more than $550 on gifts for friends and loved ones this holiday season, according to a recent NerdWallet survey conducted by Harris Poll. But budgets are tight. (AP Photo/Charlie Riedel, File)
November 29, 2017 - 10:54 am
The holiday season is supposed to be about joy, giving and spending time with our favorite people. But just as you might pack on a few extra pounds over the holidays, you might pack on some extra debt, too. On average, Americans plan to spend more than $550 on gifts for friends and loved ones this...
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November 28, 2017 - 3:29 pm
NEW YORK (AP) — A retail trade group says people who shopped both online and in stores from Thanksgiving to Cyber Monday spent more than those who picked one or the other. The National Retail Federation said Tuesday that more than 174 million Americans shopped in stores and online during those five...
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Shoppers walk back to their cars at the Garden State Plaza on Saturday, Nov. 25, 2017, in Paramus, N.J. Parking lots were full and shopping bags were plentiful in some places Saturday as holiday gift-seekers were out looking for bargains, even as the competition among retailers to offer earlier deals and snag customers first has pulled sales forward. (AP Photo/Anne D'Innocenzio)
November 26, 2017 - 12:22 am
Parking lots were full and shopping bags were plentiful in some places Saturday as holiday gift-seekers were out looking for bargains, even as the competition among retailers to offer earlier deals and snag customers first has pulled sales forward. At the Woodbury Common outlets north of New York...
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A boy looks over a Black Friday sale item at a J.C. Penney store, Friday, Nov. 24, 2017, in Seattle. Black Friday has morphed from a single day when people got up early to score doorbusters into a whole season of deals, so shoppers may feel less need to be out. (AP Photo/Elaine Thompson)
November 24, 2017 - 6:41 pm
NEW YORK (AP) — The Latest on Black Friday (all times local): 6:30 p.m.: Macy's says it has "fully resolved" problems on Black Friday related to its processing some gift and credit cards. The chain blamed the glitch on "overcapacity" that caused some transactions to take longer to process. It says...
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Joey Ellis adds to his armful of items while shopping for deals at a J.C. Penney store, Friday, Nov. 24, 2017, in Seattle. Black Friday has morphed from a single day when people got up early to score doorbusters into a whole season of deals, so shoppers may feel less need to be out. (AP Photo/Elaine Thompson)
November 24, 2017 - 5:28 pm
NEW YORK (AP) — Retailers worked hard to attract shoppers to stores on Black Friday, offering in-person deals meant to counter the ease of shopping by phone on Amazon. A better economy and colder weather helped, to be sure. But stores have also tried to improve the store experience and offer better...
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