Personal finance

FILE - This Wednesday, March 1, 2017, file photo shows the Morgan Stanley headquarters in New York. Morgan Stanley reports earnings, Thursday, Jan. 18, 2018. (AP Photo/Mark Lennihan, File)
January 18, 2018 - 7:40 am
NEW YORK (AP) — Morgan Stanley's earnings fell 59 percent in the fourth quarter as the investment had to book $990 million in charges related to the new tax law. Morgan Stanley earned $686 million, or 29 cents a share, down from $1.67 billion, or 81 cents a share, from a year ago. Excluding the tax...
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FILE - In this Jan. 10, 2018, file photo, a damaged car sits over fallen and debris behind downed power lines in Montecito, Calif. While an aggressive cleanup could mean Montecito will welcome visitors again in weeks, the rebuilding of infrastructure and hundreds of homes will be measured in months and years. It will also offer a chance to re-imagine aspects of a town that has favored slow growth over the runaway development closer to Los Angeles, 90 miles down the coast. (AP Photo/Marcio Jose Sanchez, File)
January 15, 2018 - 10:46 am
MONTECITO, Calif. (AP) — After power and drinking water return, and cleanup crews haul away the last of the boulders and muck that splintered homes like a battering ram, the wealthy seaside hideaway of Montecito, California, will start rebuilding with the possibility of another catastrophic flood...
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In this Thursday, Nov. 9, 2017, photo, Laila Ummelaila, a personal shopper at the Walmart store in Old Bridge, N.J., pushes a cart with bins as she shops for online shoppers. On Thursday, Jan. 11, 2018, Walmart announced it is boosting its starting salary for U.S. workers to $11 an hour, giving a one-time $1,000 cash bonus to eligible employees and expanding its maternity and parental leave benefits. (AP Photo/Julio Cortez)
January 11, 2018 - 5:58 pm
NEW YORK (AP) — Walmart confirmed Thursday that it is closing dozens of Sam's Club warehouse stores — a move that a union-backed group estimated could cost thousands of jobs — on the same day the company announced that it was boosting its starting salary for U.S. workers and handing out bonuses...
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FILE - In this March 6, 2017, file photo, home equity and auto loan rates are displayed at a bank in North Andover, Mass. On Monday, Jan. 8, 2018, the Federal Reserve releases its November report on consumer borrowing. (AP Photo/Elise Amendola, File)
January 08, 2018 - 4:42 pm
WASHINGTON (AP) — U.S. consumer borrowing jumped 8.8 percent in November, the most in more than two years, a sign of growing confidence in the economy. The Federal Reserve said Monday that Americans added nearly $28 billion in credit card, student, auto and other debt in November. That brought...
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FILE - In this Wednesday, Jan. 3, 2018 file photo, New York Gov. Andrew Cuomo makes reference to his father Mario Cuomo as he delivers his state of the state address at the Empire State Plaza Convention Center in Albany, N.Y. During the speech, Cuomo pledged to sue over the new federal tax plan, which he called “an assault” by the federal government. (AP Photo/Hans Pennink)
January 06, 2018 - 5:26 pm
CHERRY HILL, N.J. (AP) — In New Jersey and California, top Democratic officials want to let people make charitable contributions to the state instead of paying certain taxes. In Connecticut and New York, officials are exploring a switch from income taxes to new ones on payroll. A few governors have...
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FILE - In this Oct. 12, 2017 file photo, President Donald Trump speaks before signing an executive order on health care in the Roosevelt Room of the White House in Washington. Striving to fulfill a campaign promise, the Trump administration Thursday proposed regulations to facilitate interstate sale of health insurance policies that cost less but may not cover as much. (AP Photo/Evan Vucci)
January 04, 2018 - 1:40 pm
WASHINGTON (AP) — Striving to fulfill a campaign promise, the Trump administration moved Thursday to facilitate the interstate sale of health insurance policies that cost less but may not cover as much. The proposed regulation from the Labor Department would provide more health insurance options...
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FILE - This Dec. 11, 2013, file photo, shows a beer at a microbrewery in Birmingham, Ala. Craft breweries are raising a glass to the Republicans’ new tax overhaul: It cuts the excise tax on beer. (AP Photo/Dave Martin, File)
December 26, 2017 - 11:23 am
WASHINGTON (AP) — Craft breweries are raising a glass to the Republicans' new tax overhaul: It cuts the excise tax on beer. Retailers, long saddled with heavy tax bills, will get relief. So will some high-profile names in corporate finance, led by Wells Fargo. The tax measure that President Donald...
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In this Tuesday, May 9, 2017, photo, a package from Amazon Prime moves on a conveyor belt at a UPS facility in New York. Online shoppers will pay close attention to at least two things this holiday season: shipping costs and return deadlines. (AP Photo/Mark Lennihan)
December 25, 2017 - 10:51 am
Online shoppers will pay close attention to at least two things this holiday season: shipping costs and return deadlines. Nowadays, free shipping during the holidays is more of a requirement than a competitive advantage for retailers, according to Christopher Newman, an assistant professor of...
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Gail Trachtenberg and Lewis Eron prepay part of their 2018 property tax bill at the township building in Cherry Hill, New Jersey, on Thursday, Dec. 22, 2017. People across the country have been trying to prepay property taxes before a federal tax overhaul kicks in and caps deductions for state and local taxes. (AP Photo/Geoff Mulvihill)
December 22, 2017 - 4:17 pm
CHERRY HILL, N.J. (AP) — In a season of sales, homeowners in affluent towns across the country are rushing to take advantage of a deal that they hope will save them big. On taxes. Tax collectors in many communities are seeing a surge in property tax prepayments before 2018 in an effort to cash in...
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FILE - In this Sept. 21, 2016, file photo, the Seattle Mariners play the Toronto Blue Jays in a baseball game at Safeco Field in Seattle. Big league teams in Texas, Florida, Nevada and Washington state may have become more attractive destinations for free agents following the enactment of tax law changes. The new law that takes effect next year caps deductions for state and local taxes at $10,000 for married couples filing jointly. That has a huge impact for athletes with seven- and eight-figure salaries. (AP Photo/Elaine Thompson, File)
December 22, 2017 - 5:51 am
NEW YORK (AP) — Teams in Texas, Florida, Nevada and Washington state may have become more attractive destinations for free agents following the enactment of tax law changes. Deductions for state and local taxes are capped at $10,000 in the year starting Jan. 1 for married couples filing jointly...
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